Is 5th January 2026 a Bank Holiday in India? (Monday)

January 04, 2026

What day is 5th January 2026?

5th January 2026 falls on a Monday.
It is a regular weekday, not a weekend. This matters because bank holidays in India are either weekends (Sunday / 2nd & 4th Saturday) or notified holidays by authorities.

Is Monday, 5 January 2026 a bank holiday in India?

No — 5th January 2026 is NOT a nationwide bank holiday in India.

Banks across India are open on this date as per the standard holiday pattern. There is no all-India public, national, or gazetted bank holiday on 5 January 2026.

Why people are confused about 5 January bank holiday

Many users search this because:

It is close to New Year (1 January)
January has multiple state-wise holidays
Some years have early-January religious observances

However, 5 January is not listed as a common bank holiday by the Reserve Bank of India.

Is 5 January 2026 a bank holiday in any state?

As of standard RBI holiday patterns:

❌ No major state-specific bank holiday is observed on 5 January
❌ Not linked to any fixed national festival
❌ Not a regional government holiday

👉 Banks remain open in almost all states on this day.

(Only rare, last-minute local notifications could change this, which is uncommon.)

January 2026 bank holidays: how they usually work

In January, bank holidays typically include:

1 January – New Year (some states only)
2nd Saturday & 4th Saturday
State-specific festivals (vary by state)
Republic Day – 26 January (national holiday)

👉 5 January does not fall into any of these categories.

Will banks, ATMs, and online services work on 5 Jan 2026?

Yes ✅

Bank branches: OPEN
ATMs: Working
UPI / Net banking / Mobile banking: Fully operational

You can safely plan bank-related work on this day.

Final verdict: 5 January 2026 bank holiday status

✔ Day: Monday
✔ Bank holiday: ❌ No
✔ Banks open: ✅ Yes
✔ Nationwide holiday: ❌ No

5th January 2026 is a normal working day for banks in India.

FAQs – 5 January 2026 Bank Holiday

Q1. Is 5 January 2026 a bank holiday in India?
No, banks are open on this date.

Q2. Is Monday 5 January 2026 a public holiday?
No, it is not a public or national holiday.

Q3. Are banks open on 5 Jan 2026?
Yes, banks operate normally.

Q4. Is 5 January 2026 a holiday in any state?
No major state observes a bank holiday on this date.

Q5. Why do people search “is 5 January 2026 a bank holiday”?
Because it is close to New Year and January has multiple holidays.

Q6. Will ATMs work on 5 January 2026?
Yes, ATMs and digital banking work as usual.

Q7. What is the next national bank holiday after 5 January?
26 January 2026 (Republic Day).

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