Is 5th January 2026 a Bank Holiday in India? Full January 2026 Bank Holidays Guide (State-Wise)

January 04, 2026

Is 5th January 2026 a Bank Holiday in India? Full January 2026 Bank Holidays Guide (State-Wise)

Is 5th January 2026 a Bank Holiday in India?

5th January 2026 is not a bank holiday in India. This date falls on a Monday, which is a normal working day for banks across the country. There is no national, public, or gazetted bank holiday declared on this date. As per standard banking practice, banks remain open on regular weekdays unless a specific holiday is notified. Therefore, customers can visit bank branches and complete routine banking work without any restriction on 5 January 2026.

Is 5th January 2026 a Bank Holiday for Banks?

No, 5th January 2026 is not a bank holiday for banks. All scheduled commercial banks, regional rural banks, and cooperative banks operate normally on this day. Since it does not fall on a Sunday or the 2nd or 4th Saturday, and no festival or observance is associated with this date, banks function as usual. Customers planning cheque clearance, cash deposits, or branch visits can safely proceed without concern.

Is 5th January 2026 a Bank Holiday in Maharashtra?

For people searching is 5th January 2026 a bank holiday in Maharashtra, the answer is also no. Maharashtra does not observe any state-specific bank holiday on this date. Banks in cities like Mumbai, Pune, Nagpur, Nashik, and other districts remain open. Only officially notified state holidays or weekends lead to closures, and 5 January 2026 is not included in the Maharashtra bank holiday list.

What Day Is 5th January 2026 and Why It Matters

5th January 2026 falls on a Monday, which plays an important role in determining bank operations. In India, banks are closed on Sundays and on the 2nd and 4th Saturdays of every month. All other weekdays are working days unless a holiday is officially declared. Since 5 January is a regular Monday, there is no automatic bank closure. This is why many people searching for this date are reassured once they check the weekday.

Bank Holidays in January 2026 in India: How the Month Looks

January 2026 bank holidays in India mainly revolve around weekends, Republic Day, and a few state-level observances. New Year’s Day on 1 January may be a holiday in some states, but not nationwide. The most important national holiday in January is 26 January (Republic Day), when banks are closed across India. Apart from this, closures depend on local festivals and weekends. 5 January does not fall under any such category.

Bank Holidays 2026 in Uttar Pradesh

For those checking Bank holidays 2026 Uttar Pradesh, 5 January 2026 is not a holiday in the state. Banks in Lucknow, Noida, Ghaziabad, Kanpur, Varanasi, and other cities operate normally. Uttar Pradesh bank holidays in January mainly include Republic Day and standard weekend closures. There is no special notification affecting 5 January.

List of Bank Holidays in Maharashtra 2026 (January Context)

When looking at the list of bank holidays in Maharashtra 2026, January includes limited closures. Republic Day is the primary nationwide holiday. Some years include local observances, but 5 January is not one of them. As a result, all public and private sector banks in Maharashtra remain operational on this date. Customers can access branch services, lockers, and in-person transactions normally.

Bank Holidays This Month: What to Check Before Visiting a Bank

When checking bank holidays this month, it is always important to confirm three things: weekends, national holidays, and state-specific notifications. January is relatively light in terms of bank holidays compared to festival-heavy months. Outside of Republic Day and weekends, most weekdays remain working days. 5 January 2026 fits perfectly into this pattern as a normal banking day.

Will ATMs, UPI, and Online Banking Work on 5 January 2026?

Even on bank holidays, digital banking usually works, and on 5 January 2026, all services will function without interruption. ATMs, UPI payments, mobile banking apps, net banking, and online fund transfers will operate normally. Since branches are also open, customers have full access to both offline and online banking services on this day.

Final Summary: 5th January 2026 Bank Holiday Status

In summary, 5th January 2026 is not a bank holiday in India, including states like Maharashtra and Uttar Pradesh. Banks remain open, and all banking services are available. The confusion usually arises because January has several holidays later in the month, but this particular date is a regular working Monday. Customers can confidently plan bank-related tasks on this day.

FAQs – 5 January 2026 Bank Holiday

Is 5th January 2026 a bank holiday in India?
No, it is a normal working day for banks.

Is 5th January 2026 a bank holiday for banks in Maharashtra?
No, banks in Maharashtra remain open.

Is 5 January 2026 a bank holiday in Uttar Pradesh?
No, it is not a bank holiday in Uttar Pradesh.

What day is 5 January 2026?
It falls on a Monday.

Are banks open on 5 January 2026?
Yes, all banks operate normally.

Will ATMs and online banking work on 5 January 2026?
Yes, all digital banking services work as usual.

What is the major bank holiday in January 2026?
26 January 2026 (Republic Day).

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